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S. K. Raghav

financial advisor for small saving

Jeevan Anand - Double Enjoyment Plan

Life Insurance

Product summary:
Jeevan Anand is a life insurance plan offered by LIC of India. Jeevan Anand is combination of Endowment Assurance and Whole Life plans. It provides financial protection against death throughout the lifetime of the life assured with the provision of payment of a lump sum at the end of the selected term in case of his survival.

This is one of the plans that clearly define the meaning of  “Jevan ke saath bhi, Jeevan ke baad bhi”.

Key features of Jeevan Anand 

  • Sum Assured with Bonus on Maturity.
  •  Limited premium payments.
  •  Whole life risk cover, even after you stops paying premiums,
  •  Double accidental cover upto age 70.
  •  Encashment/Surrender of the policy after maturity. [New Feature added to this plan]
  •  Loans available. [Interest charges as per prevailing rates]
  • Tax Savings available as per income tax rules

Premium:
Following modes are available to pay your premiums under Jeevan Anand

  • Yearly
  • Half Yearly
  • Quarterly
  • Monthly
  • Salary deductions also available

Bonuses under Jeevan Anand:
LIC of India declares Simple Revisionary Bonuses per thousand Sum Assured annually at the end of each financial year. Once declared, they form part of the guaranteed benefits of the plan. Bonuses will be added during the selected term or till death,
Final (Additional) Bonus may also be payable provided the policy has run for certain minimum period.

Benefits in case of death during the selected term:
The Sum Assured along with the vested bonuses is payable on death in a lump sum.

Benefits in case of survival to the end of selected term:
The Sum Assured along with the vested bonuses is payable in a lump sum on survival to the end of the term. An additional Sum Assured is payable on death thereafter.

Accident Risk cover under Jeevan Anand:
An additional Sum Assured (subject to a limit of Rs.5 lakh) is payable in a lump sum on death due to accident up to age 70 of life assured. In case of permanent disability of the life assured due to accident this additional Sum assured is payable in instalments.

Supplementary Benefits/Riders:
These are the optional benefits that can be added to your basic plan for extra protection/option. An additional premium is required to be paid for these benefits.

Surrender Value:
Buying a life insurance contract is a long-term commitment. However, surrender values are available on the plan on earlier termination of the contract.

Guaranteed Surrender Value:
The policy may be surrendered after it has been in force for 3 years or more. The guaranteed surrender value is 30% of the basic premiums paid excluding the first year’s premium. Any extra premium(s) paid and premium(s) towards Accident Benefit are also excluded.

Download Illustration

Contact us for buying new LIC’s Jeevan Anand Life Insurance Policy. Our authorised Insurance Advisor/Agent will Contact you within 2 working days.
 

Note: The above is the product summary giving the key features of the plan. This is for illustrative purpose only. This does not represent a contract and for details please refer to your policy document. For updated information please visit LIC of India’s official website http://www.licindia.com.

39 Responses to “Jeevan Anand - Double Enjoyment Plan”

Muthu [ 09Dec08]

Hi
I am paying 15458/- per year and total tenure is 21 years.
Could you please tell how much amount will get after maturity?

Moolchand Tomer [ 10Jan09]

Sir/Madam,
My age is 36Year & 6Month.
I want to make my policy(Jeevan Anand-Table no-149) for 13Years.
You are requested to kindly give me followinf details:-
1.What is my Yearly premium amount.
2.After maturity What amount lic will paid to me.
From - Moolchand(0120-3063505)
Mail add:- tomer.moolchand@yahoo.co.in

Ajay [ 12Jan09]

please explain the plan

I want it for 5 year.

& tell me the minium amt i need to pay annualy

& what will be the return on that.
Reply me ASAP.

Thanks

Amit [ 27Jan09]

Hi
I am paying 24907/- per year and total tenure is 21 years. Could anyone tell me how much amount will I get after the maturity?

bhupendra amin [ 07Feb09]

I am paying Rs. 1,34,050 per year, Jivan Anand insurance policy for period of 11 years.Let me know, what amount will get on maturity.

bhupendra amin [ 07Feb09]

await

b kunal kumar [ 13Feb09]

Hi Sir

I am paying 49000 yearly and total tenure is 21 years Could you please tell how much amount will i get after maturity?

this year i got a bonus of 40000
will i get bonus amt every year apart from sum which is assured
i want to know what is teh sum assured and approx bonus
overall money at the maturity
and when i withdraw the money after 21 years
will i have to pay the tax for it for what the amt i will be getting please let me know sir
u can even call me at 09246693310 or let me know yr number

PRADEEP KUMAR.R [ 22Feb09]

I am paying 5108 quarterly. How many years i have to pay. What is the benefit. I want to know the full advantages of the policy.

Rgds

Pradeep Kumar.R

vadivel.S [ 04Mar09]

I am paying 10000/- per year and total tenure is 3 years.
Could you please tell how much amount will get after 5 years?

Abdul aziz [ 11Mar09]

Hello Sir,

I have started my policy from two years before and 21years policy of Rs.6,00,000. i have some doubts and if you dont mine, can u give me a favour for me.
- IF i will continue, after this period how much i can get it
- When the bonus will start?
- When i can get a loan and how much
- If i will close, how much i can get it
- 5 years of kids have any special moneyback policy

for more information send sms on my mobile 00971505745825

Abdul Aziz
Sharjah
United Arab Emirates

Ramya [ 31Mar09]

Hello I would like to know more about this policy and also an illustration if I will pay an amount say 1 lakh per annum.
Thank you,
Ramya.

Syed Ahmed Quadri [ 01Apr09]

Hello Sir,
Its a 15 yrs policy.

My father was paying 4105 half yearly. But, he stopped paying the amount since 2 years back. He asked me to pay the amount.

Do i need to pay the total amount at a time or else i can pay the amount in three installments?

One more question, LIC agent informed me that my father will double amount after 10 years, if my father wants to continue till 15 yrs he will get triple amount. is it ture?

Can my father withdraw the policy after 10 year?

Please reply me as soon as possible. I am going to pay the amount in this month.

Sarojini Devi.S [ 11May09]

Hi,

I am paying Rs. 4,725 per Month, Jivan Anand insurance policy for period of 11 years.Let me know, what amount will get on maturity.

Kindly let me know as soon as possible.

Regards
sarojini

Murali kv [ 26May09]

Hi
I am paying 20157/- per year and total tenure is 12 years.
Could you please tell how much amount will get after maturity?

Mohnish [ 10Jun09]

Hi,

I am paying Rs. 39,751 per Month, Jivan Anand insurance policy(T–149) for period of 25 years.Let me know, what amount will get on maturity.

VIRENDRA KUMAR JHA [ 24Jun09]

Hi,
I am paying Rs.8500/- yearly in jeevan anand policy for 21 years for sum assured Rs.1,50,000/-. let me know what amount will get on maturity & can I get the additional Sum Assured which is payable on death & what is the additional sum assured

shwetabh [ 01Jul09]

I want to take Jeevan Anand policy for 15 years of ammount 3 Lakhs.My age as on 1-Jul-09 is 27 Years 6 months and 3 days.

Kidly let me know my yearly premium ammount and and how much i will get at the time of maturity?

P.NARASIMHULU [ 13Jul09]

I am paying Rs.7890 per year.jeevananand insurance policy for period of 15 years.Let me know, what amount I will get on maturity.Cell No:9441456597

Raman [ 14Jul09]

I am paying 26362 yearly and total tenure is 21 years Could you please tell how much amount will i get after maturity? - I have opted the Jeevan Anand Policy.

Amount - 500000
Terms - 21 years
yearly permium - 26362.
My age is 32

Mohit kalia [ 22Jul09]

I need this plan 5108 quarterly. How many years i have to pay. What is the benefit. I want to know the full advantages of the policy.

Rgds
Mohit Kalia

Diganta Gogoi [ 29Jul09]

I am paying 2475 rupees quarterly for 12 years in LICs jeevan anand scheme. Can you tell me how much I will get after maturuty?
Diganta Gogoi

Diganta Gogoi [ 29Jul09]

I am paying 2475 rupees quarterly for 12 years in LICs jeevan anand scheme. Can you tell me how much I will get after maturuty?
Diganta Gogoi
09095447366
6, 24 th street, DAE township, kalpakkam
tamilnadu-603102

sudha [ 05Sep09]

Hi
I am paying 2,702/- per quartly and total tenure is 21 years. Now my age is 32. Could anyone tell me how much amount will I get after the maturity?

K.MUTHULINGAM [ 20Sep09]

dear sir,
i am muthulingam, i like to pay 40000/= per year,upto 11 years.at the end of eieventh year how much amount i will get in the meturity. please reply. my phone number is 9840224371,9283408916,04422391601.

ASHOKA K M [ 23Sep09]

Hi
I am paying 1376/- per Quarterly and total tenure is 20 years.
Could you please tell how much amount will get after maturity?

Akash Singh [ 21Nov09]

I a am 26 yr old and just have taken JEVVEN ANAND-149. Sum Assured is 500000 and term is 10 yr.I am paying Rs. 14975.00 Qty against this policy.Now would you please suggect me what would be my bonus after maturity at what rate(appx).

I also want to assure that whether i am paying right amount or agent have overcharged me.

Akash Singh
Plot No. 370,Industrial Area-2,
Chandigarh-160002
91-9216288476
91-9216757481
91-9646288476

krishnakishor kudiyal [ 27Nov09]

hi am paying 1415 par three month totel 24 years could you please tell how much amount will get after maturity

Rajesh Kumar Satpathy [ 01Dec09]

Hi,
I am paying Rs.18000/- yearly in jeevan anand policy for 35 years.

can you please tell me how much amount shall I get after 35 yrs and how much insurance coverage shall I get?

Ragards,
Rajesh Satpathy

S.Suresh [ 04Dec09]

Sir/Madam,

My age is 32Year
I want to make my policy(Jeevan Anand Endowment Assurance and Whole Life plans) for 21 Years.
You are requested to kindly give me followinf details:-
1.What is my Yearly premium amount.
2.After maturity What amount lic will paid to me.

Regards
Suresh
919916496420

MAYANK GUGLANI [ 05Dec09]

If going for a 5 year plan
with sum assured of 3 lakhs rs on the monthly mode(6500 rs approx.) what will be the exact return i get at the end of five year .

plz also suggest the best insurance plan in lic for short term 3 to 5 years

Raison [ 06Dec09]

Hello, i am paying Annually Appro.Rs 26000/- for jeeven Anand Policy for a period of 15 yrs.when i am 24 yrs i took this policy. Pls let me know what is the amount i will get on maturity date

Thanks

anupam [ 11Dec09]

sir/madam
my age is 24 and i am paying annualy Rs25150/- for jeevan anand policy for a period of 21 years,when i was 23 i took this policy.pls let me know what is the amount i will get on maturity date.

Dibya [ 13Dec09]

Hi,i want to invest 12000/- in jeeven Anand Pollicy for a period of 20 years.presently i m 25 years old.
1.What would be my Yearly premium amount.
2.After maturity What amount lic will pay to me.
male id:-dibya.sinha@gmail.com

Sudhir Sharma [ 14Dec09]

Hi
I am paying 21907/- per year and total tenure is 20 years. Could anyone tell me how much amount will I get after the 3 years?
Because I want to surrender the policy

Amit Kumar [ 15Dec09]

I am paying 26362 yearly and total tenure is 21 years Could you please tell how much amount will i get after maturity? - I have opted the Jeevan Anand Policy.

Amount - 500000
Terms - 21 years
yearly permium - 26362.
My age is 33

Abani Pait [ 06Jan10]

Sir,
My jeev Anand policy no 485062771 is for 11 years. I am 64 and half. My half yearly premium is Rs 22345.00 tillJan 2020. How much amount will I get in 2020? ( Investment Plus Bonus).
AK Pait
Guwahati
Phone- 0-9435108899

D.Sethuraman [ 07Jan10]

Dear Sir,
i am paying Rs.31067.00 per year and this is 15year policy, end of 15year hou much i am getting sir, please reply

Shariph alam [ 04Feb10]

Hi I am recently takes a policy of 3 lacs in jan 2010 i got the policy no but not the bond peper my policy no is 603246141 plz queary my name is Shariph alam mo no 9290496487 email id sa.patho@gmail.com
it is for 16 years and the premium is halfyearly @10860. can you tell me how much i get after maturity and what types of benefited i get from this.

Arun Thangavelu [ 18Feb10]

I am paying Rs37,007 for jeevan anand plan as yearly premium.
The plan is for 15 years.
I have paid one year premium.
I am 22 years old now.
Whats the approx amount(sumassured bonus) i’ll get at maturity of my plan?

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