Aam Aadmi Bima Yojana

AAM ADMI BIMA YOJANA, a Social Security Scheme for rural landless household was launched on 2nd October, 2007 at the hands of the then Hon’ble Finance Minister at Shimla. The head of the family or one earning member in the family of such a household is covered under the scheme. The premium of Rs.200/- per person per annum is shared equally by the Central Government and the State Government. The member to be covered should be aged between 18 and 59 years.


On Natural death Rs. 30000/-
On Death due to accident/on permanent total disabilitydue to accident (loss of 2 eyes or 2 limbs) Rs. 75000/-
On partial permanent disability due to accident (loss of
one eye or one limb)
Rs. 37500/-

A separate fund called “Aam Admi Bima Yojana Premium Fund” has been set up by Central Govt. to pay the Govt. contribution. Fund is maintained by LIC. A free add-on benefit in the form of scholarship to children is also available under the Scheme.


The member should be aged between I 8 and 59 years
The member should be the head of the family or one earning member in the family of rural landless household.


  • Ration Card
  • Extract from Birth Certificate
  • Extract from School Certificate.
  • Voters list
  • Identity Card

Visit official website of LIC India for more details

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