Bhagya Uday – LIC of India Package

Bhagya Uday is a combination of life insurance policies from India’s largest life insurance company – LIC of India.
Bhagya Uday is a concept where you buy a package of LIC policies that have different features to suit your need.
Under the plan Bhagya Uday you will pay premiums for only 12 yrs and starts getting the returns from the 13th year for whole life. bhagya-uday-logo

Baghya Uday Key Features


  • Lifetime insurance cover
  • Short term commitment to pay premiums
  • Regular tax-free income for life time
  • Tax saving on premium paid
  • Loan available
  • Double accidental cover
  • Option to add critical illness rider


Lets say a healthy man of age 25 is willing to pay 36,000 per annum. He needs to pay premium for 12 yrs only, and will start getting receive tax free amount from 13th year. Please download the illustration for year wise status. Bonus calculation as per current bonus rates.


Bhagya Uday is a combination of Marriage Endowment, Jeevan Anand and Whole life Plan. All policies will be issued at the sole discretion of LIC of India. Bonuses, final addition bonuses, surrender value calculation are done as per current rates. Taxes applies as per prevailing tax laws.

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