LIC’s Jeevan Saral (ATM Plan)

This blog is intended solely for informational purposes. Please note that details pertaining to LIC’s Jeevan Saral plan may change at any time, as per the discretion of LIC of India. LIC of India reserves all rights concerning the plan, and any updates or modifications are subject to their policies and decisions. For the most accurate and up-to-date information regarding LIC’s Jeevan Saral plan, kindly refer to LIC of India’s official channels and communications. This blog does not provide official information or represent LIC of India in any capacity.

LIC of India’s Jeevan Saral is a unique life insurance plan having good features of conventional plans and the flexibility of unit-linked plans. Jeevan Saral offers Higher Cover, smooth returns, good liquidity, and a lot of flexibility.

Benefits of LIC’s Jeevan Saral:
On Death: 250 times the monthly premium, plus the return of premiums excluding extra/rider premium and first-year premium, plus the loyalty addition, if any.
On Maturity: Maturity sum assured, plus Loyalty Additions if any

Features of LIC’s Jeevan Saral:

  • High-risk cover at a low premium
  • Extended risk cover for one year after 3 years of premium payment.
  • Optional higher cover through Term Riders
  • Any time surrender without any penalty or loss after 5 years
  • Any number of withdrawals through partial surrendering

Other eligibility conditions:
Minimum premium of Rs.250/- per month for entry age upto 49 years.
and Rs.400/- per month for entry age 50 years and above.

General Illustration: Click here to download Jeevan Saral’s plan details (Jeevan Saral plans is withdrawn by LIC, and not available for fresh sale.)

For Personal Illustration please send a mail to [email protected] with the following details
In the subject please write: Jeeval Saral | information required

1. Your Name
2. Date of Birth
3. Amount of Insurance Required: i.e 2lacs / 4 lacs / 5lacs / 8 lacs / 10 lacs / 20 lacs
4. No. of years you are willing to pay: i.e. 15yrs / 20 yrs / 25 yrs
5. Telephone Numbers
6. Full Address
7. Any other info/questions you are willing to share

All the above information is required so that we can forward you the details

Documents Required
a) Age proof
b) Address proof
c) Passport size photo
d) Accounts payee cheque/DD in favor of LIC of India payable at New Delhi

Download LIC’s Jeevan Saral Presentation.

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