If you are a holder of NSC or KVP and looking for some loan, please read this page of help
Eligibility for Loan against NSC
Applicant must have National Savings Certificate / Kisan Vikas Patra in own name. You can not avail loan on someone else savings instrument.
Purpose for loan
You can avail loan on your investment for any business/personal purpose, but not for speculative ones.
Charges and interest
Charges and interest rates on loan keeps varies time to time, Bank may charge processing fees against the loan grant. Different banks have different interest charges against loan.
Amount of loan depends on the bank rules, from where you are going to apply for loan. Normally it depends on the number of years the NSC certificate is.
Loan to be liquidated within the tenure of the instruments or earlier.
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