Savingwala

Privacy Policy

Savingwala.com (along with tarunbansal.com) is an informational website operated by Tarun Bansal, an independent authorized insurance agent (Agent Code: 1078212H/3061) for LIC of India, HDFC Ergo, and Star Health Insurance, and AMFI-registered Mutual Fund Distributor (ARN: 319827, sub-MFD with ZFunds). This site provides general insurance and mutual fund information only—no transactions, payments, or sensitive data handling occurs here.​

We comply with the Digital Personal Data Protection Act 2023 (DPDP Act), IRDAI regulations on agent data confidentiality, AMFI guidelines, and Information Technology Rules 2021. Site focused on India; NRIs welcome but data processed under Indian law.

Information We Collect

  • From inquiry forms and email signup/newsletter: name, email, phone, city.

  • Technical/usage data: IP address, browser type, pages visited via Google Analytics and essential cookies.
    No file uploads, children’s data, PAN/bank/health details, or KYC—such handled directly by insurers/AMCs if needed.​

How We Use Your Information

  • Respond to insurance/mutual fund queries via email/WhatsApp.

  • Send newsletters (opt-out link included; unsubscribe anytime).

  • Analyze site usage anonymously via Google Analytics/Rank Math for improvements.
    Data stored securely in Google Sheets. No selling, renting, or marketing to third parties.​

Sharing Your Information

  • Only with authorized partners: LIC of India, HDFC Ergo, Star Health (insurance); ZFunds and AMCs (mutual funds) for processing quotes/applications.

  • As required by IRDAI/AMFI/law (e.g., audits). All partners bound by confidentiality.​

Cookies and Tracking Technologies

  • Essential cookies for site functionality.

  • Google Analytics cookies for traffic insights (opt-out via browser or tools.google.com).
    Rank Math used for SEO—no personal tracking. Manage preferences in your browser settings.​

Data Security
Protected by HTTPS/SSL encryption and Wordfence security plugin. Google Sheets access restricted; regular backups and access logs maintained.​

Data Retention
Inquiry/newsletter data retained 2-3 years post-response for service/follow-up/legal needs, then securely deleted. Usage analytics anonymized indefinitely.​

Your Rights under DPDP Act and Regulations

  • Access, correct, update, or delete your personal data.

  • Withdraw consent for processing (e.g., newsletters).

  • Nominate data successor in case of death.
    Requests processed within 30 days—email us below. No automated decisions affecting you.

Grievance Redressal
Grievance Officer: Tarun Bansal
Neelamber Apartments, Sainik Vihar, Delhi – 110034
Email: [email protected]
Phone: 9899212115

For IRDAI/AMFI complaints: Contact respective regulators post our resolution. Response within 30 days.

We may update this policy—changes posted here with date. Continued site use after changes implies acceptance. Questions? Contact us.

Tarun Bansal
Authorized Insurance Agent & Mutual Fund Distributor
savingwala.com | tarunbansal.com