National Savings Certificate - NSCs - Post office Tax Savings plans

National Savings Certificate (NSC)

Indian Postoffice Savings

Who can purchase NSC:

An adult in his own name or on behalf of a minor,
A minor,
A trust,
Two adults jointly,
Hindu Undivided Family.

Where available

Available for purchase/issue at all Post Offices in India.

Minimum Purchase Value

The minimum amount of investment under NSC is Rs 100/-

Maturity of National Savings Certificate

Period of maturity of a certificate is six Years.

Nomination / Transferability:

Nomination facility is available.
Certificates can be transferred from one post office to any other post office.
Transfer from one person to another person permissible in certain
conditions.

Denomination / Deposit limits :

Certificates are available in denominations (face value) of Rs. 100, Rs.
500, Rs. 1000, Rs. 5000 & Rs. 10,000.

There is no maximum limit for purchase of the certificates.

Interest/maturity value :

Interest is available on this scheme @ 8%, compounded half-yearly
With effect from 1st March, 2003, Maturity value a certificate of Rs. 100
denomination is Rs. 160.10.
Maturity value of a certificate of any other denomination shall be at
proportionate rate.
Interest accrued on the certificates every year is liable to income tax but
deemed to have been reinvested.

Premature encashment of NSC:

Premature encashment of the certificate is not permissible except at a
discount in the case of death of the holder(s), forfeiture by a pledgee and
when ordered by a court of law.

Place of Encashment/discharge on maturity :

Can be encashed/discharged at the post office where it is registered or any other post
office.

Income Tax relief :

Income Tax rebate is available on the amount invested and interest accruing every
year under Section 88 of Income tax Act, as amended from time to time. [under Sec 80C]
Income tax relief is also available on the interest earned as per limits fixed vied section
80L of Income Tax, as amended from time to time.

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223 Responses to “National Savings Certificate (NSC)”

SASWAT TRIPATHY [ 12Jun08]

This scheme is very good.

FENIL CHAUHAN [ 22Jul08]

Dear Sir,

Kindly let me know, i want to invest 150000.00 Rs for the same , kindly let me know after matuarity period what amount i will gain or earned….Thanking you

SANJEEV BARNWAL [ 24Jul08]

Sir

My Brother in Law Mr. Rajesh Kumar in his name bought NSC of Rs. 10000/- and two blocks of Rs. 1,000/- each thereby totalling Rs. 12,000/- in the Year 2001 at Bareilly (Uttar Pradesh). He is working in Bank of Baroda. He lost his National Saving Certificates when his bank (when he was posted in Jharkhand)was robbed in the Year 2007.
I am sure the Post Offices must be of any help in tracing the NSC. The Certificates Numbers are not known. Name of the Holder is Rajesh Kumar, one Certificates is of Rs. 10000/- and two certificates of Rs. 1000 each. Year of Purchase is 2001.
With these limited information is there any way we can know the Numbers of our NSCs. With a lot of expectations I am writing this mail. Please reply to the same. I would be really very grateful and highly obliged if you could help us.
Thanking you

Sanjeev Barnwal

Diwan Singh [ 29Jul08]

I Purchased a National saving Certificate on 02/03/04 B no. 094350 and No. of Certificate of Authority RD-7241
I have receipt of same but do not have ceritcate, please advice how can I get certificate of same

Thanks
Diwan Singh

Vishal Singh [ 08Aug08]

If I buy NSC of Rs. 100/- in 2000. that mean I get Rs 158/- or Rs. 251/- in year 2006.
And how much tax I can save on it?

S.THIRUNARAYANAN [ 18Aug08]

Is there any chance to raise interest percentage for NATIONAL SAVINGS CERTIFICATE-VIII ISSUE. (6 YEARS PERIOD)

Raj Kumar [ 19Aug08]

Dear Sir

I want to invest some amount around 50000 in this scheme. Please let me know about this scheme and if I invest the above mention amount then how much becomes after maturity and what is the maturity period.
Thanks

praveenaselvaraj [ 23Aug08]

I want to invest 30,000/- in this scheme.please let me know if this can be done in installments or should be done at one shot. if installments available what diff it makes on getting the interest from the one shot payment

DEEPAK BHIMRAJKA [ 03Oct08]

i want to invest rs 75000/- in nsc can i take the benefit of income tax ( for ever year or one time or not) & how much return grt back after 6 years .

regards

deepak bhimrajka
09717795146

thota nagambica [ 15Oct08]

i want to invest Rs. 500000/ if i invest the said amount after say a period of 5- 6 yrs how much would i get- ambica

venu [ 31Oct08]

I wannt to invest 65,000 for NSC.But i have one doubt, can i take the money with interest for that commpleted period before completion of 6yrs?

venu [ 31Oct08]

can you give loan based on the amount which i invested? why i am asking this Qns is, one of friend told.

Himangshu [ 06Nov08]

One can take a loan against the NSC by pledging it to the RBI or a scheduled bank or a co-operative society, a corporation or a government company, a housing finance company approved by the National Housing Bank etc with the permission of the concerned post master.

hardik dave [ 12Nov08]

what is a legal law for non relative nomination (no blood relation)

Raj [ 15Nov08]

Pls. let me know the formalities to collect the matured amount.
The Certificate has been issued from Bangalore.
Can I get enchashed from any postoffice in India?
Currently I am in UAE.

Thanks in Advance.

Regards

I.A.Delvi [ 20Nov08]

Please intimate the yearly interest that would be accrued year wise, i.e. @ what rate ??

sirisha [ 02Dec08]

sir can u please tell how loan can i get on 1 lakh NSC certificate? It depends on the bank? Please give some information about this

Ashis Sanyal [ 12Dec08]

Sir,
I have purchased N.S.C. certificate through Rahara P.O.,Kolkata -700118 in the year 2003, month of May-June in the name of Ashis kumar Sanyal.
Sir, I lost my N.S.C. certificate so I don’t know my certificate number now.
Therefor ,I request you ,if you recognised that number with details through your record then I shall be greatfull to you.
Thanks
Ashis Kumar Sanyal

rafiquddin shaik [ 14Dec08]

i have taken 50000 Rs of NSC 2 years back, now if i want to avail loan on this NSCs is there any possibility.
pls guide me

divya [ 15Dec08]

i want to invest 50000/- , so acc to you which scheme will be beneficial for me , in which i could get good maturity amount . plz tell me the scheme with the maturity amount

Nisha [ 16Dec08]

I want to invest around Rs.20000/- on NSC. Please give me an idea of how much would be my income generated after 6 yrs.

Shobhana Raju [ 21Dec08]

Sir/Madam,
I have been an Income tax payee since 2001. I had purchased NSC certificates in my name (Shobhana Raju)and due to a fire accident do not have them with me anymore. However, I do have Form16s which reflect amounts with which the NSC certificates have been purchased. I understand there is a way to retrieve the duplicates from GPO in Hyderabad, Andhra Pradesh. Request you to advise the method to retrieve the duplicates .

Thanks,
Shobhana Raju

ramash [ 29Dec08]

dear sir i wanted to deposite 50000 in this sceam .will i have tax benifite for the amount i am investing, and what will be the mutuarity amount.thank you.

Shashank [ 01Jan09]

Hello Sir,
My mother bought couple of NSC when we were in india.It has been matured.We want it to be reinvisted. How can we reinvest it from Canada.Please advise.

Thanks
Shashank

Priyank [ 02Jan09]

How can we invest in NSC’s online…?

saravanan [ 06Jan09]

what is the maturity amount I receive when I deposit 10,000 in NSC

Animesh sharma [ 06Jan09]

If i will buy NSC for 30000 in Jan09 what will be the maturity value?

nitin sharma [ 06Jan09]

I have purchased NSC for 70,000 in the year 2007 and have taken tax rebate for the same year. certificates will mature in 2013. can I avail rebate on income tax every year ??

ashokkumar.g [ 07Jan09]

I bought Rs.20000/-NSC bond last year.I’m looking for tax returns for coming year..Where I can get the certificate for interest component..

Jay [ 08Jan09]

I purchased 2 KVP of 10000/- each on Nov 2003 which I withdrew on Nov 2008 after completion of 5 years.
I got a total 28742/- did i get the correct amount from PO ?

saakshinaik [ 09Jan09]

dear sir,

please explain me about this plan.

if i want to open an a/c for my mother for rs.200 per month, there is any saving scheme for the same.

thanks
saakshi naik

manohar [ 17Jan09]

Hello ,

I want to invest Rs 50000.00 in NSC . My question is – when should i take a loan against my saving and How much ???? Is this very safe for investing ??? How diff is this from 5 Years Fix Deposit of banks ?

Pls revert with your replies soon. Thanks in advance ,

Bye / Manohar from Pune

Sanjeev Oberoi [ 19Jan09]

Pls. tell me if what are the conditions for transfering NSC from one person to another.

regards

sanjeev oberoi

afsha shaikh [ 19Jan09]

i want to now the full details of nsc

Uday Singh Tundele [ 25Jan09]

My 2 NSCs worth Rs.10000/-each have been lost in postal transit by my Banker. I have its Series & Serial Nos., Date of issue & City of issue but I am not aware of the exact Post Office. Head Post Master of the city has expressed inability to find out name of the issuing Post Office saying that possibly it may be from some old stock lying with some Post Office of which they do not have any record.Any help?0-9425309773

P Rajesh [ 27Jan09]

Dera sir,
I want to invest Rs 1000000. How much do I get on maturitty.
Rajesh

rajiv gupta [ 28Jan09]

my nsc certficate have been missing by xerox copy are available, what can i do, maturing being coming

Nilesh Jain [ 31Jan09]

Rules for transfer of NSC from one person to another
Nilesh Jain
Mobile 9313930602
nilesh.jain@rcpl.net.in

Tabrez [ 01Feb09]

Hi
please let me know more about this scheme.

Tabrez

snehlata [ 02Feb09]

hi,
If I invest 4 lakhs in NSC for my kids then how much will I get after maturity and what amount will be charged as income tax
sneh

Minhaj Shaikh [ 08Feb09]

Respected executive,
kindly please inform on what amount i can invest to save tax around 1800/- a month.my salary is gross Rs.20000/- and after deductions of professionel tax i have to pay TDS 1800/- in return nothing is saved and after filing returns also is not benefitting..
please it will be higly obliged on ur part that you revert as soon as possible for my problem.
waitng for your feedback.

Minhaj Shaikh.

Minhaj Shaikh [ 08Feb09]

hi…forget to post my mail id…i.e.
mkpminhaj@gmail.com

Srilatha [ 11Feb09]

Dear Sir,

My father has purchased couple of NSC certificates od 2000/- each , My mother was nominee. Now both of them expired. Can you pl suggest me how to claim them.I am married. I would be thankful if I can get details on this.
Thanks & Regards

Srilatha

Nimisha [ 11Feb09]

Hello
If i take NSC of Rs.1,000 in 2009 then how much il get after the maturity i,e in the year of 2015?

Arunava Dasgupta [ 13Feb09]

RESPONSE TO MR ASHIS SANYAL

If you lose a certificate, but have the details (NSC Number, Date of Issue and Name of Holder), go the nearest police station and file a FIR stating that you have lost the following NSC certificates, and their details. Once the police gives you a copy of FIR, go to a NOTARY PUBLIC,and on Rs 100 non judicial stamp paper, get an indemnity bond for issue of duplicate certificate. The indemnity bond matter will be give by the notary. Then go to the post office, get form NC 29, fill it up, get someone to identify you (any one in the vicinity can do it) and submit it along with the FIR and the Indemnity bond. Keep photocopies with you. The post office will issue duplicate certificate.

Mamta [ 17Feb09]

Dear Sir,
I would like to know the following things:-
1)I have my nsc in jamshedpur,i reside in noida,the nsc has already matured,can i get the money in Noida/delhi.
2)My brother resides abroad,he has signed the nsc,that has also matured,also from jamshedpur can that be submitted and money taken in noida/delhi.
3)Is it necessary to be physically present as my brother stays abroad.

Pls advice.
Mamta

Deepak Kumar Verma [ 18Feb09]

I have 4 NSCs each of Rs.5000.00(Total Rs.20000.00) on date 15.01.2001
please tell me what value of above 4 NSCs on date 18.02.2009

joseph [ 28Feb09]

Plz let me if i invest sum of rs 50,000. how will i get after 6yrs.

Vishesh Malhotra [ 02Mar09]

Dear Sir,

I want to buy some NSC for my Recently born nephew (Few days ago) and want to gift the same to my sister.

As it is mentioned that the certificates can be help jointly.

Is there any way I buy certificate jointly with my sister (housewife) in name of Minor baby and Can I claim the tax benefit under section 80C for myself

Regards

Prem [ 02Mar09]

I was a nominee for the post office savings a/c of one of my relative. He passed away and I am getting the money. Is this money taxable?

vijivenkatesh [ 03Mar09]

I would like to know whether i can purchase NSC certificates online. A year back i had shifted from one place to another. i had purchased quite a few NSCs from the old post office. if i want to get the maturity amount from new post office, they say, i have to apply and wait for one month before i get the money since signature verification process takes this much time. i would like to ask that why postal department is not computerised yet. why even now we have to depend on the age old systems of manual record keeping etc which takes a life time to get any feedback from them etc. Now almost all banks and indian railways are computerised and sitting at home we can do any transactions related to bank or railways. Why postal dept. is far far behind in reaching the common people.
kindly throw some light on this.

Lokesh [ 06Mar09]

Dear Sir,

I bought 40000/ NSC from Asansol (West Bengal) in 2003 when i was posted there and they got matured in Jan 2009 when I am at Udaipur Rajasthan.

I submitted Zerox of these NSC at Head post office Udaipur 313001 RAJASTHAN to Mr BODAT and he forwarded the SAME TO ASANSOL (W.B.) GPO wide no 11557 on 26th Dec 2008.
He was then transferred to other dept and new officer Mr Sukhadia has join .

Whenever me and my father approach them or cal them at phone no 0294-2429251 , the response is to wait as there is no reponse from Asansol GPO authorities.

Sir, it has been 2 months since NSC are matured and application is send to Udaipur GPO and Asansol GPO. How long should I wait as I am in utter need of money.

sir, pl instruct the authorities to get it processed fast.

Regds.
Lokesh Saraswat
9983999888
0294-2485412

chandra lakshmi [ 11Mar09]

If i invest Rs.500/- on NSC now,then can i get a loan amount of Rs.15,000/- on next month? Is it possible?

Suroj [ 12Mar09]

I have invest Rs 5 Lac NSC .i will get rebate of income tax on interest received on maturity ?

NELATURU SUDHAKAR [ 15Mar09]

What are the remidies even after submitting the necessary documents for obtaining the duplicate certificates, when no action been taken by the postal authorities for one year or more.

akanksha [ 26Mar09]

sir i have done savings of 20000 for my mother who is a house wife. Can that be used for showing my savings for income tax rebate.

Runa [ 01Apr09]

Kindly give me the details about using NSC in taking loan i.e after how many year of maturity one can use it for taking loan purpose?

bhumika [ 04Apr09]

i have buy NSC from some agent in kolkata but now that agent is not giving the certificate back to me.i dont have any nsc certificate number with me also. he is not picking up the phone nor replying back. kindly guide me what action can i take to get back my nsc.

ajay singh [ 18Apr09]

sir,
my NSC matured on 16/01/09 purchased from chandani post office(UA) but i was transfered from there place of service. so iwant to incash in my home town kanpur barra post office.also i was applied for transfer form of NSE on 3/02/09 in SO barra kanpur.post master not not co-operate till date.pl help us and iwant to status of same.

Davinia Sharma [ 20Apr09]

This is to regarding the investment made in NSC last month. The payment was made by cheque which cleared on 28th of March’09. Despite that I haven’t received any receipt yet, to confirm the amount deposited in the NSC. I have spoken to the concerned persons and there has been no proper response. They just said that there has been a delay in their work. I need to submit these relevant documents to my office, which is already been delayed. Please let me know when to expect this document a.s.a.p , or I will be forced to make a complaint to the concerned parties.

sr [ 22Apr09]

Dear All
who want to know that how much interest they will get? Simply calculate like
for 1000 u will get 1601 = 601
for 10000 u will get 16010 = 6010
for 100000 u will get 160100 = 60100 after six year.

delrian [ 23Apr09]

My cert is matured on 11 feb ’09 where can i encash it.

usha [ 28Apr09]

what is the loan amount it can be availed on a national saving certificate of Rs. 10000/-

Vijaya [ 28Apr09]

I bought my NSC from Mumbai but now i live outside India. they have matured now. is it possible to transfer the maturity amount to my bank account in india. or is there any other way to get it. my parents live in kolkata, can they collect the check submitting my signed NSCs

Rashesh Joshi [ 29Apr09]

I have NSC certificate at amount of 20,000/- and i have miss placed the original NSC certificate and have zerox copy.

Kindly request you to guide me for procedure to issue duplicate NSC certificatate.

Regards,

Rashesh Joshi

Murali [ 02May09]

Dear sir,

Kindly clarify In a year how many times I can purchase the NSCs. Is it possible to purchage monthly 2to3

T.S.Udaya Kumar [ 07May09]

Dear Sir,

I have invested Rs.55,000.00 in NSC in the month of March 2003, when I am working at Rajkot (Gujara). Now i got transferred to Hyderabad. These investment got matured, how to get the maturity proceeds. I have visited one post office, they said that atleast two months will take. Please advice

Rajiv Asekar [ 08May09]

Sir,
I have taken NSC of Rs 10000/- issued from CSA colony ,Unnao (UP)-209801 post office on dated 20/02/2003. This NSC is matured on dated 20/02/2009.
I transffered from UNNO to Bangalore and I send 3letters regarding transfer and encashment of NSC through Rajajinagar Industrial post office ,Bangalore 560010 on dated 05/02/2009,30/03/2009 and 27/04/2009.
Till today, Rajajinagar Industrial Estate post office did not received any letter of confirmation.
Can u help me please.Or is their any alternative method to withdraw the NSC

bajetha prakash singh [ 08May09]

dear sir

i want to invest Two Lakhs in NSC for five years,what final amount will i receive, i am a seamen working abroad can you gide me

Himanshu Gupta [ 22May09]

Dear Sir,

My father has purchased couple of NSC certificates in the joint name of him and me od 10000/- each from PO Saraimera in my Home Town in Kannauj ,UP. My father expired last year. I am living in Delhi and want to Transfer them in the nearby post office in Delhi.
I filled the transfer form , attached copy of NSC and death certificate of my Father and submited to the Mehrauli PO,
But the Postmaster told me that I have to go my Home Town and give request letter to the issuing post office to first transfer them in my name and when the NSC’s are transferred to my name then only I can apply for transferring to Delhi Post office.

Previously I had went to my Home town and asked the Postmaster for either transferring it to my name or to transfer them to Mehrauli PO in Delhi but he did not co-operate with me and give me several escuses as it will take long time and i have to wait and secondly that he has very less staff and cant except the form as he had too much work . and that as the death certificate belongs to MCD Delhi he has to sent it to Delhi for verification so on and so forth.
Can you pls suggest me what to do as it is very odd for me to take leave and to visit my home Town PO and to check when the postmaster is free to do my work (as per him it is my work which he has to do).

My request is that when i am the joint holder of the NSC and the first joint holder i.e. my father is not alive then i have attached Death certificate with each transfer form then what is the problem why i have to go to the issuing PO and first transfer them in my name then submit the transfer form in Mehrauli PO for transfer.
THEN WHAT IS THE PURPOSE OF “JOINT HOLDER” which means “ANY OR SURVIVER”

I would be thankful if I can get details on this.
Thanks & Regards
Himanshu Gupta

Sanjay B. Kumar [ 23May09]

I have purchased N.S.C. certificate through Okhla industrial estate, Phase – III, New Delhi -110 020 in the year 2001, in the name of Sanjay Kumar
Sir, I lost my N.S.C. certificate so I don’t know my certificate number now.
Therefor ,I request you ,if you recognised that number with details through your record then I shall be greatfull to you.

vinay kumar choraria [ 24May09]

sir my father had done nsc of Rs 10000 in my name in 26/07/2002,the maturity date was 26/7/2008,but i have lost the original copy of the certificate,but i do have the duplicate copy of nsc.sir pls help me out to get the amount.
thanks

RAVINDRA PRASAD GUPTA [ 25May09]

RESPECTED SIR,

48cc205859/48cc205860/48cc205861/48cc205862/41ee619056 NSC’S WERE MATURED ON 17/03/09.MY MOTHER DEPOSITED ALL THE REQUIRED DOCUMENTS SAID BY THE POST MASTER .TILL DATE FOR THESE NSC’S ARE NOT PAID.MY MOTHER WENT TO POST OFFICE REGARDING THE PAYMENT OF THE NSC’S ,HE USED TO TOLD THAT I HAVE MANY WORKS,COME ANOTHER DAY.MY MOTHER IS PATIENT OF HYPERTENTION.THESE INSIDENTS MAKE HER EMBARRASING AND RISING HER BP.THIS IS THE SERVICE WE ARE GETTING FROM A GOVERNMENT ORGANISATION.

I HAVE NOT FIND ANY REGEONAL GENERAL POST MASTER EMAIL ADDRESS ,SO I AM DIRECTLY WRITING TO YOU.

PLEASE HELP US.THANK YOU SIR.

RAVINDRA PRASAD GUPTA

S/O LATE MAHENDRA PRASAD GUPTA

PO:KHORIBARI

DIST:DARJEELING

PIN:734427

falgun pambhar [ 26May09]

Dear Sir,
my faher was a bank employee.while his posting in delhi he had bought NSC worth Rs.5000.00 in year 2001 so its already matured.Now i had tried all of my best & succeeded to get the sanction letter from GPO,New Delhi mentioning n it by stamp that “please pay on proper identification”.My mother is the registered nominee is said certifictae.Now the problem is we are in surat & due to certain reasons it is not possible to travel that far to delhi & GPO surat said that we can not give you payment & for getting payment the claimaint had to go delhi.Please advice me what to do as my father’s hard earned money is blocked since last 2 and half years.
regards,
Falgun Pambhar
falgunpambhar@in.com

surendra kumar [ 27May09]

I HAVE PURCHASED 50,000/- NSC AT MUSEUM ROAD POST OFFICE AT BANGALORE IN 2007 BUT LOST IT CAN BE ABLE TO GET DUPLICATE IF I APROACH THE SAME POST OFFICE WITH OUT NSC NUMBER.

Dhannya [ 31May09]

Hi,
Would like to know if I invest Rs.50000/- how is the compound interest calculated on the amt.(pls mention the working) & after maturity i.e. after 6 yrs what will b the final amount that I will receive.

Waiting for ur reply…

Rgds.

Dharati [ 08Jun09]

Hi Sir,

What I could understand is if i invest 100 rs. i’ll be getting 8% interest on them. the term is 6 yrs and interest will be compounded every 6 months. I am having doubt whether the interest earned is tax free or not… can you please clarify me on that? Is Minimum term of certificate 6 yrs?

virender rawat [ 23Jun09]

dear sir, lose to kisan vikas patra ple.halp me virender rawat p-6/80 mangol puri delhi-110083 con.no.9310474011,9810346119

Vikki [ 04Jul09]

Hi,

I have innvested 5000 on NSC but i cld never see anywhere on certificate where Intrest has been mention but i heard from the agent that the % will be reduced from monday so down d line 6 yrs how can i proove tha it was 8% today,, Pls help

Arun [ 09Jul09]

NSC gives 8% pa compounded twice a year. This means Rs. 100 will give you Rs. 160.1032 at the end of the tenure. You can use this to extrapolate to all denominations!

The formula is: Final value =
Principal * ( ( 1 (interest rate / number of times interest is compounded)) ^ ( period in years * number of times interest is compounded))

For example: Final value = 100 * ((1 (0.08 / 2))^(6*2))

Mahendra [ 26Jul09]

This is not clear yet that transfer of NSC holder’s name is possible or not.

atool sinha [ 27Jul09]

Dear Sir,
Is there anyway that one can find out about lost certificates with just the name of the individual? Do you have a website where one can do a “Search” for a name? The year of purchase and the certificate numbers are not known.

Raj [ 30Jul09]

Hi,
I invested in NSC in 2002 and now i had to redeem the certificates.I bought the certificates from Bangalore and currently am in Hyderabad.Is it some how possible like i can redeem the certificates in hyderabad itself?

Thanks
Raj

alamelu [ 07Aug09]

its a one time investment or we can deposit here monthly

padija [ 23Aug09]

is it possible to buy NSC in my son’s name who is an american citizen?

Divya [ 06Sep09]

Hi,

I bought my saving certificates in 2008. But unfortunately, they are missing. I dont have the numbers also. Please let me know how i can get the duplicate certificates

mohan [ 07Sep09]

MOhan Potdar
i want work as agent ahow could i can go and what requirement for it and what is the actual process.
Thnaks

Lower Prel
9320440550

manisha [ 08Sep09]

hii
i want 2 invest in nsc
tell me how much tax i can save ?

Devesh Chandra [ 09Sep09]

Dear Sir,

Is it possible, if am purchase the NSC with name of Individual and if i want to transfer for the Name of Company.

Pls send me Reply its Urgent

Thanks & Regards

Devesh Chandra

Daniel Sushil Sonekar [ 16Sep09]

Hi Team,

If i take NSC of Rs. 2,000/- per month then after 6 years how much amount will I receive. Please help.

Daniel

asis [ 04Dec09]

How can we invest in NSC’s online…?

Pls. let me know the formalities to collect the matured amount.
The Certificate has been issued from Bhubaneswar.
Can I get enchashed from any postoffice in India

APOORVA RAO [ 08Dec09]

Dear Sir,
Is there any limitation, if I purchase NSC of Rs.1000 every month from post office.

M-9769029138

vidyadhar d shahane [ 09Dec09]

iwant become NSC agent,I have good contact.
i hope if you are giving agency i achive the target.
Thanks & Regards,
SHAHANE V
9223374209

RATIKANTA TRIPATHY [ 16Dec09]

I HAVE PURCHASED 50,000/- NSC AT JAJPUR ROAD POST OFFICE AT JAJPUR IN APRIL 2008. I have have NOT ANY DETAILS.SO HOW CAN I REMBURESE IT

Kindly request you to guide me for procedure to REMBURESE NSC certificatate.

Regards,
RATIKANTA TRIPATHY

George [ 21Dec09]

I am currently working in Bangalore. If i purchase an NSC from any bangalore post office(say Madiwala post office). Can i encash the NSC from any post office in Kerala (Vallamkulam post office) on maturity

Biswajit [ 24Dec09]

I have a 7 years NSC Certificate series IV ( WITH Maturity year – 1985 ).

Can we still get the interest for the years that we have not claimed ?

Biswajit.

hemant yadav [ 27Dec09]

i wish to invest Rs 60,000/- in NSC to save taxes. As NSC provides option for loan , can you please confirm after how much time / period i can aply for loan an what is the maximum % of loan amount which could be sanctioned and at what rate?.

Is it possible to get loan after 3 months time.

reeeeeee

J B A GNANADURAI [ 28Dec09]

Dear Sir,
I purchased two NSCs for Rs.10,000 each 8 years ago from Machuvadi post office, Pudukkottai and pledged it. It was lost. I produced the FIR and the letter from the bank that there is no due pending. I have sent a bond in the prescribed format. In the post office, they want to fix the adhesive stamp for Rs.80 and one year salary slip. Where can I purchase the adhesive stamps? I do not have the salary slip for one year? How can I get the matured amount? Help me please

M. K. RATHOR [ 28Dec09]

i lost my NSC of my father nomination my mother , i have no. of thos NSCs . my father is no more what i have to do .

Vittal Rao.P [ 29Dec09]

Address.

#38,SriNidhi,8th Cross, Sir M V NAGAR,
Ramamurthy nagar,Bangalore-560016.

We need clarification from tax point and return,if we invest 1lakh in NSC.

Mahesh Kumar Batham [ 30Dec09]

Dear Sir,
I want to invest Rs.25000 for NSC. Please give the detail which amount is received after 6 year completion of NSC.

Mahesh Batham
09419116014

Ajeet Singh [ 04Jan10]

I purchased NSC in OCT 2009, but my certificate has been lost . what I have to do to recover the certificate?

priyesh sinha [ 05Jan10]

I HAVE PURCHASED 25,000/- NSC AT 4/19 seetaram nagar velachery chennai-600042. I have have NOT ANY DETAILS.SO HOW CAN I REMBURESE IT

Kindly request you to guide me for procedure to REMBURESE NSC certificatate.

Regards,
priyesh sinha

P.M. Chakma [ 05Jan10]

Hi Team,

If I take NSC of Rs. 2,000/- per month then after 6 years how much amount will I receive. Please help.

Also, my office conveyed to me that this financial year 2009-10 , my tax comes around to Rs. 6500/-. In that case, for how much money i have to purchase NSC to save the tax. Please help me out!

p m chakma
42, Gali No. 2, Ambedkar Vihar, Post Office: Sec-37, Noida (Uttar Pradesh)
Telephone No. 09999783340 & 9711266948

Beetu [ 07Jan10]

Hi SirMam,

If I have taken NSC of Rs 20,000 today,when can i claim it and how much will be the exact amount. Also i have to change the post office to claim the same as i ll will not be in the same state after 6 years. so please advise the proceedings on the same.

Ganesh [ 07Jan10]

Hi,

I want to ops the NSC certificate to avail the tax saving….please guide me…

Ganesh [ 07Jan10]

Hi,

I want to ops the NSC & looking for the best return with limited period inculding with tax saving…..can you please guide….

Thanks & Regards,
Ganesh Sham G.
9292859714-Medhipatam

vino [ 17Jan10]

sir i like to invest RS 30000 for getting tax benifit.is NSC is appropriate one

vino [ 17Jan10]

what are the steps for investing in NSC

UMESH [ 17Jan10]

Dear Sir,

Kindly let me know, i want to invest 100000.00 Rs for the same , kindly let me know after matuarity period what amount i will gain or earned…. which will be benificial NSC OR tax saving FD.
Thanking you

cnandrakant [ 23Jan10]

Waiting for ur reply…

Rgds.

Prasid Das [ 29Jan10]

Dear Sir,

I find transfer of NSC certificates are possible however I do not know the constraints. I have downloaded the forms. The rules for the same are given in NC 34 annexure 2 para 41(1). It is not accessible through ordinary net. Pls help me out at the earliest.

Thanks and regards

radhakrishna.mettu [ 30Jan10]

if i take nsc of Rs.50000/-how is the compound interest caluclated on the amount…n after 6yrs what will be the final amount that i will recieve….

waiting fur ur reply…..regards,
radhakrishna.

AMIR HAMJ KHAN [ 01Feb10]

My father is a senior citizen and a simple farmer. I want to buy NSC worth Rs 70000/- under the joint name of my father and myself. Will I be eligible for income tax rebate. How much will we get on maturity.

URVI SETH [ 03Feb10]

Request your clarification on below matters:
1. Can we get overdue interest for the NSC’s already matured before.
2.Can the NSC’s matured earlier be renewed with the value dated effect
3.Can the NSC’s be closed prematurely and if yes, what is the minimum years..
4.on the maturity of NSC, how many days it takes to get the maturity proceeds.

URVI SETH [ 03Feb10]

ranjana [ 03Feb10]

is nsc better than lic policies

K.Yashkamal [ 03Feb10]

Resp. Sir,

I am interested in investing in National Savings Certificate. I plan to buy it jointly with my husband. Since both of us are earning, can both of us get the tax benefit? If not, who shall get the tax benefit if we buy it jointly. Please advise.

Thanks and Regards,
Yashkamal
yashkamal112@yahoomail.com
Ph- 919662006374

Abhishek Goswami [ 04Feb10]

My father taken NSC it was mature in 07-01-2010
but he was died so how i can claim for it.
please reply as soon.

Raj [ 08Feb10]

Hi,
Please update on tax rebates for NSC certificate. If i Purchase NSC certificaste in my daughters name who is 1 yrs old shall I get tax rebate on my income?

Thanks
Raj
9213399770

vinod [ 16Feb10]

i want to gift a nsc to my friend on his wedding can i buy on his name kindly help..

Lalit Mohan [ 16Feb10]

Dear sir,

i want to invest in national saving certificate , can i know what is the procedure for taking NSC Certificate

Sajitha Sudhir [ 17Feb10]

9819146258/ Mumbai

Can we save in NSC thru web…if I go for 30000/- NSC, (@10000×3)after 6 years how much will the amount that i get. Also what is the procedure to buy and reimburse the same.
Sajitha

Ghansham Madhav Paradkar [ 18Feb10]

My Original NSC is misplance, I have xerox copy, can I submit xerox on due date?

B Mareeswaran [ 19Feb10]

sir

What is the minimum amount and maximum amount to purchase NSC.

Regards
Marees.B.

Alok [ 23Feb10]

Dear Sir,

I have a query regarding NSC. In 2002 I and my mother have jointly bought NSCs from a post office in a small interior place at Jharkahand (My mother at that time was posted there). Two years ago my mother expired. The NSC got matured in Dec 2009. I currently reside in Delhi. Is it possible to get the matured amount from any post office in Delhi by producing death certificate of my mother. I recently went to Dwarka New Delhi PO requesting for the transfer of the NSC & I was advised to go to the post office from where we have bought the NSC.

Could you please let me know how to claim the matured amount.

Your feedback would be useful.

Regards
Alok

G.Velrajan [ 03Mar10]

Sir,
I have Rs.25000/- NSC bond dt on 1.3.2006. Shall i cancell my Bond and withdraw money on January2011. What is the matured amount can i get on 1.1.2011.
pls reply sir,
Velrajan
09440042090
7.B.K.reddy colony
Mahabubnagar,
andrapradesh

A Kumar [ 04Mar10]

I would like to know if I can open a NSC online. I live outside of India. I would like to open this NSC in Hyderabad, A.P
Please advise.

RANJIT SARDAR [ 04Mar10]

Dear Sir,
Rs 10/- and Rs 100/- Nsc are denied in all the post office in Pune Maharashtra, and the response of the post staff towards the customer is horrifying, how any common man can invest if he thinks, can u clarify please.
Ranjit Sardar
09665058630

Rushabh Shah [ 06Mar10]

Want to buy NSC online …. Pls guide

Sujata Shah [ 07Mar10]

I want my queries to be clarified in connection with NSCs held in the name of my brother & sister who are no more. Kindly let me know whom should I inform to enable me to know the exact leagal procedure to be followed in this regard

Yogesh [ 09Mar10]

Hello,

I have a NSC certificate which i have taken for my kid.
In the NSC Certificate, there is a T/M : name of the other person is mentioned.

What does this TM stands for ?

Regards,

surajit banik [ 13Mar10]

I want to saving RS- 50000 and after 5 years how much amount i will get? plzz reply me.

Pradeep Kumar Tomer [ 22Mar10]

I have purchased NSC worth 45000 from Silvassa Post office & matured recently on 20/3/2010 but misplaced today only with no proof (xerox, certificate no.

Pls suggest how to get the amount & block if anyone approach to post office.

M-9372202943

K V L Naidu [ 23Mar10]

GNC Road, T Nagar Chennai. Cell No. 09677060400

Regarding NSC / KVP Certificate purchage

Vinod Tiwari [ 23Mar10]

Sir

Wat are the condition to Transfer NSC from one person to another person.

DIBIN NAIR [ 24Mar10]

I would like to take NSC for an amount of 25,000/- what is the amount that i get after maturity.
Please reply

Zia [ 25Mar10]

Hi,
I am in USA and I am a green card holder. If I get NSC now, later during maturity date I would be an American citizen. Would I be able to get my matured amount back?

Thanks,
Zia

Ann [ 25Mar10]

Respected sir,
If i take NSC for Rs.20000, how much tax deduction i will get?

K.RAMESH [ 27Mar10]

i have lost my NSC certificate on 26.08.2010, which was the date of maturity of the certificates.i dont have their numbers. pl let me know the procedure for getting duplicate for the same

regards

K.RAMESH [ 27Mar10]

i lost my nsc certificate , what is the procedure for getting the duplicate one

regards
K.Ramesh
9840760961
132 santhome high road
chennai

Anu [ 01Apr10]

Hi,
I’m interest to take NSC to save the tax ,my yearly tax comes around 6000,for rebate of tax how much i have to purchase NSC to save the tax. plz give me the total info about NSC.

Thanks in advance

AMIT [ 06Apr10]

MY FATHER HAS PURCHASED A NSC ON 2004 WHICH HAS MATURED BUT IT WAS SINGLE (NOMINEE. MY FATHER EXPIRED ON 2008.WHAT IS THE PROCEDURE TO CLAIM. CAN I HAVE A CLAIM FORM.
AMIT KUMAR GHOSH
EAST RABINDRA PALLY,BARRACKPORE,KOL-122
MOB- 9831501865

veena [ 12Apr10]

i had forgot to renew my national savings certificate dated feb 2010, now (april) i realized. will the certificates be automatically renewed? can i use them for tax deduction this year?
kindly reply

Vinoth [ 15Apr10]

What is the minimum maturity period for for NSC? For example if I purchase a NSC for Rs.25,000. When can I encash it or liquidate it? or can I liquidate it within three months after purchase of NSC at the same price or with an interest added to it?

I appreciate your answer.

Thanks.
-Vinoth

Vinoth [ 15Apr10]

I appreciate your answer.

Thanks.
-Vinoth
Mobile Number: 8095621651(Bangalore)

skmeena [ 16Apr10]

i would like to know that how much commission will gate on purchase of NSC.

upendra dama [ 21Apr10]

Hello sir,
My native place is andhra pradesh,and I am working in pune (maharashtra).Can I take this certificate from maharashtra post offices? or should I take from my native post office?

my contact number is 8007257519

shaik ummer [ 08May10]

hi sir

if i purchase 500000/-inr
after 6year marurity total amount?
please give reply
thanks & regards
00971505491157

Indira [ 09May10]

I want to apply for nsc in local post office.
when i will get the income tax certificate?
Is it possible to get it immediately.Can i apply fornsc immediately.

priya [ 15May10]

looking for an investment plan NSC if i buy 50000 worth NSC what will be my maturity amt and after how many years.
priya new

GAURAV [ 19May10]

SIR

I AM A STUDENT AND IF I BUY NSC FOR RS. 500/- THEN ON MATURITY HOW MUCH TAX LIABILITY IS THERE ON IT ?

PLEASE GUIDE ME SO THAT I MAY HAVE THE HABIT OF SAVING.

WAITING FOR YOUR REPLY

YOUR’S

GAURAV

darampal [ 19May10]

dear sir,
i had taken nsc for me and my entire family for more than 2 lakhs rupees. buut before 2 years while shifting our officce etc., it got misplaced and we lost all of these certificates.now i want to get the duplicates for few and few already the maturity has got over almost 2 years ago itslef, we had given to our agent to follow the same, but he never worked seriously on the same. please let us know the procedure to encash the nsc as we have taken xerox copies and kept with us.how to process and whom to approach. thank you’

reg
darampal

my phone number is 044 42624508

Asha R [ 20May10]

iF i deposit 5.0 lacs after 5 fives how much I will be getting on hand with interest

Asha.r
080- 9035164446
bangalore

srinivas [ 22May10]

kindly intimate me how caliculate income tax rebate for nsc

smiti [ 23May10]

My husband bought NSCs worth Rs. 70,000 in 2006. Shortly thereafter he had a stroke and later died. I have no idea where the certifates are, what are the numbers, which post office they were purcahsed from and any other details. Is there anyway to trace them? He bought them for tax purposes,so is it possible to get duplicate tax returns which must have been filed? Since we shifted residences and the stroke damaged his brain, I have no idea what I can do and how I can trace them. Can you give me some guidance?

ravi [ 26May10]

Hi,
sir i want to spend 50000 in NSC . let me know
How much amount i will get after 6 year .

also i want to know in how many year my money will double.

and also informed me if any money double plan u have .

thanks
Ravi Shankar gour

Anthony [ 27May10]

9930898979
mumbai

want to purshasce nsc asap

sathish [ 02Jun10]

please send me the details of the postal small saving fund.

Address:
No.90,c.s.colony,
Indira Nagar,2nd Lane,Adyar,Chennai-600020,Tamilnadu
ph:9940205319

Tushar [ 08Jun10]

Dear Sir,

i have NSC of Rs.100000/- I need a loan of Rs. 100000/- please advise how to avail a loan against NSC

khushboo [ 08Jun10]

i want to gift NSC to Born boy. there is any document require. please send me details of require document.

SANJAY KUMAR GUPTA [ 18Jun10]

Sir/Madam,
I have been an Income tax payee since 2001. I had purchased NSC certificates in my name (SANJAY KUMAR GUPTA)and due to a fire accident do not have them with me anymore. However, I do have PARTLY BURNT CERT. which reflect amounts AND CERT. NOS.with which the NSC certificates have been purchased. I understand there is a way to retrieve the duplicates from GPO in DELHI. Request you to advise the method to retrieve the duplicates

ahmed [ 23Jun10]

Is it necessary to be physically
present as my brother stays
abroad?
Is there any way i could encash my brothers matured nsc on his behalf

manju sen [ 25Jun10]

can i encash my NSC value from other post office other than the post office where it is registered or any other post
office.

binod sethy [ 29Jun10]

dear sir ,i have purchased 40000/- nsc from srinagar uttarakhand.after maturity can i withdraw anywhere in india post office????

sankar [ 05Jul10]

Hi,

I had purchased NSCs in Bangalore. Iam currently in Chennai and now that they are matured, where do i encash them? Any documents required while encashing apart from NSC certificates?

s.sundaram [ 08Jul10]

my nsc certificate no is 31 DD 775268,775269 dated 21/02/2005 for the amount of Rs 10,000.(totally).
When it will be matured? how much amount to be returned?

Sanika nikam [ 08Jul10]

Dear Sir,

I want to make the NSC of Rs. 12000/-. just confirm me wat amount will be get after maturity of NSC?

praveen champawat [ 14Jul10]

I want to investment Rs. 100000/- Plz suggest me

archit [ 14Jul10]

hi
i wanted to know if i will invest in nsc monthly will i get the metured amount monthly..?and what is the tax benefit i will get for this..

jayashree [ 17Jul10]

sir,

I want to invest Rs 40000/- in NSC.so plz tell me how much amount i will get after maturity period of 2 yr?what r the required documents for that?

jayashree
navi mumbai

Dayal [ 19Jul10]

I have plan to buy nsc. Is it correct way?

poonam pandey [ 26Jul10]

hi sir
1.i want to know that if i invested rs50000 in nsc what amt i will get after 6yr, and how it will calculate.

2.is ther any plan in nsc where i get interst on annualy basis.

3.i am unmarried and in case if i shifted to other city after marrige how can i transfer my nsc to that place

poonam pandey [ 26Jul10]

sir ,
suggest some gud monthly income plan .pls provide details on mis plan
thanx

MUKESH [ 31Jul10]

i have invested rs 50,000 in NSC,
rs 21,000 in LIC
showing house rent-8,000

pl tell the interest earned on NSC will be taxable or not and is it mandatory to show it in IT RETURN. i have show this in my company but not individually filled the IT return form. pl give ur advice

Ganesh Gajul [ 03Aug10]

Hello Sir / Madam,

I have NSC Rs. 25000/- . Invested in 2007 now i want to withdraw the amount before maturity. Can i withdraw the same. If yes can i received interest for certain Period.
Please advice me.

Please do as early as possible.

Regards,

Ganesh

subhash [ 07Aug10]

Dear Sir,

I want to make the NSC of Rs. 50,000/-.I want to know what amount i will get after maturity of NSC?

ramdass [ 08Aug10]

dear sir can we invest on nsc every month r its 1 time investment?suppose i buy nsc worth 10000,after maturity period what will be my drawable amount

Anand [ 11Aug10]

Hi All,

I am planning to buy NSC for Rs. 30000/- can you let me know how it will be used for tax exemption and under what section because i have little bit of confusion on this.

Regards.

abhishek jha [ 15Aug10]

nsc is a good instrument for future savings and availing tax benefits

Shweta Gupta [ 16Aug10]

Dear Sir,
My husband bought NSC worth Rs 1,00,000 in 2009 i just want to know hw much amt i get at the time of maturity as well as tell me hw much amt is taxable.

Rohan Narula [ 22Aug10]

I have purchased Rs 30000/- worth NSC VIII in Jan 2007 with date of maturity as Jan 2013. I have the photocopy, but have misplaced the originals. How do I go about it?
Rohan Narula

Rohan Narula [ 22Aug10]

I have purchased Rs 30000/- worth NSC VIII in Jan 2007 with date of maturity as Jan 2013. I have the photocopy, but have misplaced the originals. How do I go about it?
Rohan Narula

heera lal [ 26Aug10]

can i purchaed the NSC through internet (online) and Old purchased NSC can be verify because it was purchaed through agent?

Heera Lal [ 31Aug10]

NSC provide Net amount after 6 year as per intrest rate at the time of NSC purchase.(For ex-Rs.10000/- at the rate of 8% will get Rs.16010/- after 6 year). But intrest rate of PPF variable time to time. If at the time of PPF a/c opening intrest rate is 8% and after 1-year increases to 9% then which intrest rate will be applicable? and what amount will get after 15 year?

Pranab Saha [ 03Sep10]

Dear sir,

My name is Pranab Saha. I am from Guwahati, state Assam. My age is 24 years 2 month. I will invest Rs. 2500/- (Rupees Two Thousand and Five Hundred) only. I want to know that, after maturity what amount will be get after maturity of NSC?

Sudhapriyan [ 09Sep10]

How do I enroll myself as NSC Agents. Whom should I approach and is there any forms available in the website.

Thanks

Hrishikesh [ 12Sep10]

NSDL (National Securities Depository Ltd.) were giving service called as “Limited purpose account” in which we can deposit any amount in NSC or KVP and as many time you required, after maturity our amount use to get transferred in any Bank; automatically, whose details we use to give during time of filling the form.

If our certificate gets lost with one request we immediately use to get duplicate certificate, posted to our mailing address which we have mentioned during account opening,

This wonderful service was stop last year, I don’t know why perhaps relationship managers may be able to explain more.

I kindly request all the respective concern department to restart this service again with this kind of excellent service we citizens of INDIA will never ever lose our hard earn money, if our NSC or KVP certificate gets lost.

RS [ 12Sep10]

Hi
Would like to know if I can invest Rs 30 Lacks in NSC program? Also, i would like to invest the return agian back to NSC Program (If exists). Please let me know the drawbacks/Issues/Concerns, if any.

thanks,

Piara Singh [ 13Sep10]

Dear Sir, I had bought 3 NSC certificates of Rs.10000/- each in 24-1-04 from Armapore Kanpur at the same time when I retired from my Govt. job. I get my certificates transfered at Jalandhar address in punjab where we are staing right now. Now the time is more 6 year & I want to encash my cerificates. I went to a local GPO for encashing the amount but they are asking that there is no transfered Registration no. alotted we can not do anything. So plz anyone of help or advice will be much appericated. Thanks

Sudeep [ 13Sep10]

Resp. Sir,

I am interested in investing in National Savings Certificate. I plan to buy it jointly with my wife. Since both of us are earning, can both of us get the tax benefit? If not, who shall get the tax benefit if we buy it jointly. Please advise.

Thanks and Regards,
Sudeep
sudeep.g25@gmail.com

lokesh [ 17Sep10]

dear sir/mam

pls let me know that i want to invest 40000.00 in nsc pls tel me how much i will get after maturity

anuj gautam [ 18Sep10]

i want to know how much time it will take the invested money to get double plus how much interest will be appliyed to the interest earned ammount. is nsc better than kvp or ppf and wat r their interest rates respectively.which of these r better

Deepika Patel [ 29Sep10]

Dear Sir,
My Mam Lost her nsc certificate its around Rs.10 lakh and not having any details so how she will be able to check that details.

Raj jain [ 30Sep10]

sir,
I have xerox copy of NSC certificate but lost the originals.All are matured now,is it possible to get the amount by showing xerox copy or how duplicates can be obtained.plz let me know soon.

SUMIT [ 18Oct10]

hello sir,
i like the scheme,& i want all details in brif because i like to investing a money in this scheme

pankaj pant [ 21Oct10]

sir, i want to invest Rs. 100000.00 in NSC please suggest me with details.–thanking you.

pritee [ 29Oct10]

Dear Sir,

Kindly let me know, i want to invest 2000.00 Rs for the same , kindly let me know after matuarity period what amount i will gain or earned….

Thanking you

sumita [ 01Nov10]

Kindly send me any agent number because i want to invest some amount.

Sanjeev [ 10Nov10]

Hi,
what are the documents that has required to purchase NSC from post.

Rajesh Mishra [ 13Nov10]

Which one is better NSC or PPF fir income tax benifit.

hakim iqbal [ 22Nov10]

i want to make a tax saving of 1lakh. please let me know which options will be best for me. whether NSC,PPF or mutual funds. I will not need the money for about 8 years

ARUNA SEN [ 26Nov10]

Sir, I purchased NSC of Rs.5000/- from Sector-34 post office, Noida-201307,under H.O.in sector-19, noida, on 3rd October 2006.First holder is Aruna Sen of B 101 Saketdham Sector -61, Noida.I(Aruna Sen) have lost/ did not collect that certificate. Please advice me what to do.
Regards
Aruna Sen

Shivaraj [ 21Dec10]

For Rs 50000.00 NSC how much intrest i’ll get and total how much Rs i’ll get on meturity

murali [ 23Jan11]

my nsc certificate 6 years was completed laster year feb 2010. i would like to encash now. i will get any interest after maturity? (over due interest). or it can be re submitted for another term. please clarify

Sarat [ 06Feb11]

I have purchased NSC certificates in New Delhi in 2005. 6 years maturity period is over. Now iam staying in Andhra Pradesh. Where can i encash. Please help me out

Vijayakumar [ 08Feb11]

Dear SirMadam,
I have NSC matured in Feb 2010,I have not renewed the NSC.Will I get the interest after the maturity period (Feb 2010 to Feb 2011).
Thanks
Vijay

INA [ 14Feb11]

Whether any option that can we invest in NSC’s online…?

Dattatraya Vishnu Sanas [ 23Feb11]

Dear Sir

I want to invest some amount Rs. 25000 in this scheme (NSC)in March, 2011. for 6 – Year as per condition. Let me know Maturiry amount after 6 – Year. & Exact Month of return in hand. Also Importent thing is What Amount can considered for Income-Tax Deduction for this year 2010 – 2011. or Every Year ??? till 6-Year or What ???
Thanks

vijay [ 23Feb11]

Dear Sir,

Kindly let me know, i want to invest 63,000.00 Rs for the same , kindly let me know after matuarity period what amount i will gain or earned….and i got how much tax benefit?. Thanking you

lakshmi [ 28Feb11]

Would like to gift NSC for my niece. Would like to know whether it is possible, and if yes, how (or say the detailed procedures for it)?

SMITHA [ 03Mar11]

I WOULD LIKE TO NOW , HOW MUCH COMMISSION I CAN GET ON PURTCHASE OF NSC OF RS.100000

Ram Nath Maurya [ 07Mar11]

Dear Sir,
I want to invest around Rs.60,000/- on NSC. Please give me an idea of how much amount would be my income generated after 6 yrs.
Thanking you.

bikash kumar [ 07Mar11]

what percent of buying nse i can get loan against it by bank

NEERAJ [ 09Mar11]

Sir,
I have 2 query
* my NSC certificate is in Varnasi, I m residing in pune . Can i get my money in pune
** My Neeraj KUMAR AGARWAL but by mistake it has been written Neeraj Agarwal , can i get my money

P.Chowdhury [ 14Mar11]

I want to save my income tax. So, how can I be benefitted from this scheme? Can I take this scheme jointly? In that case, can I be benefitted?

Aparna Pawar [ 06Apr11]

I want to invest 1Lakh in one shot and will keep that money for 3-5 years. Is there any plan which will give me 2lakh in 3-5 yrs. Double amount.

Thanks & Regards,
AParna

meeta madkar [ 11Apr11]

Dear Sir,

If i reinvest my NSC will the interest be taxable in the year I reinvest. also, when to reinvest NSC, is it before maturity I have to imtimate post office or after maturity period ends.

CHAITANYA S [ 12Apr11]

1) If you invest 5000 it will become 8000 by 6 Complete Years, Based on that you can Plan your own money
2) If you invest in any one Post Office, at One Location, Letz say Bangalore, During the time of Maturity you are in Hyderabad – You can get the money in Hyderabad (Provided you need to deposit the Original NSC Certificate and wait for 7-14 days and show the Original Identity Proof such as Driver License or Passport etc)

Ravindran [ 27Apr11]

Sir,
I have nsc worth rs. 50000/- taken from a local post office at tamil nadu. i wanted to pledge the same for ksfe at kerala. post office people asking what is the notification number (which is mentioned in the transfer application form) i.e. it is mentioned as” Article 299 of the Consstitution ide Notification No…….dt……. (this No. and date) they are asking. who will provide this. pl help. Ravindran

asish [ 24Aug11]

Dear Sir,
I want to invest around Rs.35,000/- on NSC. Please give me an idea of how much amount would be my income generated after 6 yrs.
Thanking you.

Partha Sarathi Chaudhuri [ 27Aug11]

Dear Sir,
Please inform that what is the procedure for encashment of NSC after maturity from different post office.

Regards,
Partha Sarathi Chaudhuri.
Mail ID : partha111.2010@rediffmail.com
Mob No : 09650490202

PRIYADARSHI GHOSAL [ 05Sep11]

dear sir I have deposited 45000 in NSC schem on 21.09.2005.And what will be the mutuarity amount? thank you.

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